Submit your simple online request today! All Credit Types Welcome.
At Pacificfinancial.com we have established an extensive network of trusted lenders to help you get the funds you need for your financial needs. We offer a free infomediary service that will attempt to connect you with lenders and financial service providers who may secure a personal loan for you. After you fill out the short and simple online request form, we work with our network of lenders to try and connect you with a lender. You just need to be a U.S. permanent resident, over 18 years of age, have a valid checking account, and have a steady source of monthly income. If we are successful in connecting you with a lender, you'll see a page with a list of all the material terms and conditions for the specific lender prior to accepting your personal loan. The best part is that our service is free!
A personal loan is an online loan ranging from $500 to $35,000 that can help you fund a large expense without requiring the use of collateral. Typically, personal loans have a set number of equal payments often due over a longer period of time. Pacificfinancial.com believes in creating an informed marketplace so that consumers can be educated on the products and services they desire and can make responsible decisions about what products or services are best for them. Our website only works with reputable lenders in our comprehensive network and consumers are encouraged to contact us anytime with any questions!
Our simple online request form is intended to connect consumers with a lender from our extensive network. If you are successfully connected with a lender on our website, the lender will provide you with all relevant documents that contain all rate and fee information regarding the loan being offered to you. It is important that you thoroughly review all information provided to you by your lender prior to agreeing to the terms. You are under no obligation at any time to accept these loan terms if you determine they are unsuitable. If successfully accepted, you may receive your funds by next business day upon approval.
Annual Percentage Rate (APR) is the annualized interest rate that you are charged on a personal loan. Because Pacificfinancial.com does not provide consumers with loans directly, it is very difficult for us to provide you with an exact APR that you might expect to pay on a personal loan. The loan interest rates are determined solely by your lender. APR is meant to characterize both the interest rate and the fees associated with a loan for an entire year. Since APR is a well recognized standard for describing the cost of other types of loans, we want to provide a Sample APR that may help guide your assessment on whether a loan offered to you is the right fit.
| APR | Amount | Term | Monthly Payments | Total |
|---|---|---|---|---|
| 20% | $2,000 | 12 Months | $185.27 | $2,223.23 |
| 18% | $4,000 | 24 Months | $199.70 | $4,792.71 |
| 12% | $8,000 | 36 Months | $265.71 | $9,565.72 |
Please visit our Rates and Fees page for additional details and considerations on personal loans.
One of the benefits of a personal loan is that you can receive your funds quickly. Since we work with a large network of lenders, it is very difficult for us to provide you with exact information on how long it takes to process a loan request or transfer funds. Typically, the whole process may be completed and you may receive your loan as soon as the next business day after you have been approved by your lender. For more information, we encourage you to contact your lender directly for more information.
Pacificfinancial.com only partners with and allows reputable lenders in our trusted network. Although we are not a lender, Pacificfinancial.com supports all provisions of the Fair Lending Act, which require Lenders to afford to consumer’s fair, equitable, and nondiscriminatory access to credit. We also support all provisions of the Fair Debt Collection Practices Act enforced by the Federal Trade Commission. For more information and details, please visit our Responsible Lending page.
Pacificfinancial.com (the "Website") is not a lender and does not broker loans to lenders and does not make cash advances or credit decisions, and its only financial connection to the providers of the goods and services referred to on the Website is as a marketing vendor. Accessing Website also does not constitute an offer or a solicitation to lend. As such, Website may receive compensation, in the form of a payment for each qualified sale or for each customer registration form Website submits. Website may also be advertising on behalf of a third-party advertiser with whom the provider of the products or services also has a financial connection with, in that both advertisers may receive compensation for each qualified sale or payment for each customer referral. Therefore, the amount of compensation provided, along with other factors, may impact the entity to whom Website provides your registration form. Upon submitting a registration form, you may be redirected to the third-party website or contacted by the third-party for the product you have requested. We encourage you to review the third-party privacy practices and terms and conditions, which may differ substantially from Website. In the event you are provided a loan package, you should review and understand the terms of the product before agreeing to the same. Website and its owners are not affiliated with these third-parties other than what has been described above. Website does not recommend or endorse any specific lender, product, or service on Website, and Website does not include all companies or all available offers. You are encouraged to research all available loan and financial products and service offers for your situation.